Court of Justice of the European Union · EU
Judgment of the Court (Ninth Chamber) of 19 June 2025.#mBank S.A. and Others v BL and Others.#Request for a preliminary ruling from the Sąd Okręgowy w Krakowie.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 7(1) – Mortgage loan agreement indexed to a foreign currency, containing unfair terms – Effects of a finding that a term is unfair – Nullity of that agreement – Repayment by the consumer of the amount of the loan obtained under a void agreement irrespective of repayments made – Deterrent effect of the prohibition on unfair terms – Acceptance by the consumer of the claim for repayment – Obligation on the national court to make the judgment against the defendant immediately enforceable.#Case C-396/24.
- Identifier
- CELEX 62024CJ0396
- Status
- decided
- Decided
- 19 June 2025
- Official source
- https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:62024CJ0396
- Source provider
- eurlex
- Retrieved
- 2026-08-27T07:13:39.112Z
Identifier
- CELEX: 62024CJ0396
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