Court of Justice of the European Union · EU

Judgment of the Court (Ninth Chamber) of 19 June 2025.#mBank S.A. and Others v BL and Others.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 7(1) – Mortgage loan agreement indexed to a foreign currency, containing unfair terms – Effects of a finding that a term is unfair – Nullity of that agreement – Repayment by the consumer of the amount of the loan obtained under a void agreement irrespective of repayments made – Deterrent effect of the prohibition on unfair terms – Acceptance by the consumer of the claim for repayment – Obligation on the national court to make the judgment against the defendant immediately enforceable.#Case C-396/24.

Official source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:62024CJ0396_SUM
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Retrieved: 2026-08-27T07:13:53.687Z

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