Court of Justice of the European Union · EU

Judgment of the Court (First Chamber) of 16 July 2026.#Betaal Garant Nederland CV v De Nederlandsche Bank NV.#Reference for a preliminary ruling – Payment services in the internal market – Directive (EU) 2015/2366 – Article 4(3) – Concept of a ‘payment service’ – Article 4(24) – Concept of ‘credit transfer’ – Transaction by an intermediary entity carried out under a tripartite agreement and consisting in the holding of client funds in a bank account of that intermediary entity and the transfer of those funds to a business owner, following the client’s authorisation – Classification of the transaction – Absence of a ‘payment service’.#Case C-51/25.

Identifier

CELEX 62025CJ0051

Status

decided

Decided

16 July 2026

Official source

https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:62025CJ0051

Source provider

eurlex

Retrieved

2026-08-27T06:37:35.372Z